mortagesandforeclosures

by mortgage freedom for life

What good is it to retire when you still have mortgage debt in retirement?

Your First Step Is The Key?

Do you really know how to invest in the stock market and increase your investment? No, most people do not. Outside of a monthly or weekly payment to their 401K, an average person's understanding of the financial markets is based on the information sent to them by their employers.

Do you consider yourself an investment expert?

If not, it is not your fault. We are good at earning money and cant be specialists at everything. Thats why we pay fees to the stock market specialist to help manage our money.

But heres is our responsibility. We need to set a clear goal and target and communicate this in order to grow enough money to retire.

If investments are difficult to understand or you want to diversify your assets, then real estate is still the best investments you can make. It is easier to understand and it can help you increase your net worth. And even if the value is slashed, there is no loss unless you sell the home.

The Rewards of A Final Payoff

Why would you want to hang on to that large monthly payment if you didn't have to? Outright ownership means no more mortgage and loads of money in your pocket. Using Mortgage Free for Life can speed up the process.

Paying more than the required amount on your monthly mortgage payment is one way of paying down your original loan total.

But this method requires you to sacrifice extra cash in the short term which could be used for investing or savings for your kids education.

Are you in a position right now to spend more money each month to pay off your mortgage?

Dont forget that though you want to pay off your mortgage faster it makes financial sense to have a balanced portfolio and invest at the same time

Good investments can produce more than paying extra on the monthly mortgage. Look into mortgage acceleration as a way to achieve the final reward of being Mortgage Free for Life.

Accelerate Your Mortgage Payoff

Accelerating your mortgage payments is what the Mortgage Free for Life program is all about.

If you take a look at your mortgage schedule at closing you will easily find out that your mortgage payments is heavily weighted towards interest payments upfront. If you pay a mortgage payment of $1200 a month $1,100 could go to interest and $100 towards mortgage principal.

By using accelerated mortgage principles, you harness the power of paying less interest. Paying less interest means paying off your debt more quickly and becoming Mortgage Free for Life.

Using a financial calculator, a professional can show you how to accelerate your mortgage.

Do you want to know the secret behind mortgage freedom for life.

A HELOC (Home Equity Line of Credit) is the secret to pay off your mortgage and living mortgage free for life.

In todays market, the HELOC is at the lowest rate it has ever been and at a historic 55 year low. So when you use the HELOC which is lower that your mortgage as a checking account, you end up paying your mortgage at a rapid speed all without changing your lifestyle

Sometimes we may feel that refinancing is a good option to pay off your mortgage faster, especially when the rates have dropped. You refinance to a lower rate thinking that the extra cash savings will be applied to paying your mortgage faster. This rarely happens. In some cases you could be worse off with refinance fees and longer time it takes to pay off your mortgage.

Take Control of Your Finances

If you have kids imagine them finishing college without taking a lifetime to pay off debt. That would be one of the biggest gifts that any kid would like to have especially when they are just getting started in life.

The equity you have in your home could be used to fund the down payment on an income producing property.

Take action with the Mortgage Free for Life Program. It is the safest investment there is to slash years off your home without spending more or changing your lifestyle.

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Everything they never told you about mortgage free for life revealed! For more insider tips and information be sure and check out Mortgage Free For Life

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